There are generally two ways to get a mortgage in Canada: From a bank or from Paul Gala of DLC Vintage Financial out of Duncan, BC.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Paul is the man … he is a great friend and awesome broker. You live on the Island and need a mortgage…you wont do wrong calling Paul Gala

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All mortgage lenders in Canada require you to have active valid home insurance. Please let me refer you to our sister company Insureline for a free quote on your home insurance. Are you paying too much now? Do you have the right coverage? Don't open yourself and your home to chance.

Click on the Insureline logo above to be redirected to their website

 

Current Rates

Current variable mortgage rate is

1.25%

Current prime rate is

2.45%

    • Terms
    • Bank Rates
    • Payment Per $100k
    • Our Rates
    • Payment Per $100k
    • Savings
    • 6 Months
    • 3.04%
    • $475.30
    • 2.79%
    • $462.54
    • $12.76
    • 1 Year
    • 2.79%
    • $462.54
    • 1.84%
    • $415.77
    • $46.77
    • 2 Years
    • 2.94%
    • $470.17
    • 1.54%
    • $401.59
    • $68.59
    • 3 Years
    • 3.49%
    • $498.74
    • 1.54%
    • $401.59
    • $97.16
    • 4 Years
    • 3.74%
    • $512.02
    • 1.84%
    • $415.77
    • $96.25
    • 5 Years
    • 4.59%
    • $558.49
    • 2.04%
    • $425.38
    • $133.10
    • 7 Years
    • 5.35%
    • $601.69
    • 2.84%
    • $465.07
    • $136.61
    • 10 Years
    • 5.60%
    • $616.23
    • 2.79%
    • $462.54
    • $153.69
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.

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